First Time Home Buyers
LOAN TYPES / PURCHASE
The Benefits of a Pre-approval
With home sales on the rise and inventories low, the purchase market is tight and competitive. It’s never too early to get pre-approved for the home of your dreams. With our no-obligation, mortgage pre-approvals, you’ve got nothing to lose! But here’s what you’ll gain:
Greater Shopping Power
Before you even start looking for a home, it’s important to know the sales price you can afford. It may be more or less than you think.
With mortgage rates and underwriting guidelines dependent on credit scores, it’s crucial to review your credit early in the process. Improving your score a few points may save you thousands over the life of your loan
Greater Purchasing Power
When multiple offers are on the table, an ambitious seller will likely choose a pre-approved buyer over those who aren’t.
Quicker Close Times
With most of the work already done, your loan will sail through the process smoothly and close quicker.
Loan Documentation Checklist
Social Security Card
Pay stubs showing one full month’s earnings
Bank statements; two most recent months (all pages)
W-2’s for the last two years. If commissioned or self-employed, last two years complete tax returns
Asset account statements (stocks, 401K, IRA, retirement) documenting funds for closing
For more detailed information about the products we have please contact us today!
Pierce County Location:
3620 100th St SW, Ste B, Lakewood, Washington 98499
Tel: +1 253 442 2403
Thurston County Location:
400 Union Ave SE, Ste 200, Olympia Washington 98501
Tel: +1 360 529 3905
For any general inquiries, please fill in the following contact form: